Categories
Fees

Wire Transfer Fees: What Banks Charge and What to Ask First

How wire transfer fees work for domestic and international wires, what to ask your bank before sending, and the federal protections that apply.

Categories
Account Approvals

Why a Bank Account Application Gets Denied, and What to Do Next

Common reasons banks decline account applications, your rights when a consumer report is involved, how to get your report and the steps to take next.

Categories
Account Approvals

Second Chance Checking: Bank Account Options After a Denial

What second chance checking accounts are, how they differ from standard accounts, alternatives like Bank On accounts and how to move to a regular account.

Categories
Fees

Overdraft and NSF Fees: How They Work and How to Avoid Them

The difference between overdraft and NSF fees, your opt-in choice for debit card overdrafts, overdraft protection and practical ways to avoid the fees.

Categories
Fees

Monthly Maintenance Fees: How to Get Them Waived or Avoid Them

Why banks charge monthly maintenance fees, the common ways to have them waived, and when switching to a no-fee account makes more sense.