Common reasons banks decline account applications, your rights when a consumer report is involved, how to get your report and the steps to take next.
What second chance checking accounts are, how they differ from standard accounts, alternatives like Bank On accounts and how to move to a regular account.
The difference between overdraft and NSF fees, your opt-in choice for debit card overdrafts, overdraft protection and practical ways to avoid the fees.
Why banks charge monthly maintenance fees, the common ways to have them waived, and when switching to a no-fee account makes more sense.
How joint bank accounts work: who owns the money, overdrafts, debts and death, FDIC coverage, and alternatives to full joint ownership.